The Hilton Honors American Express Business is a business credit card from Hilton Honors American Express Business. Application typically pulls a hard report from Experian. The annual fee is $95. The ongoing APR is 20.99%–29.99% variable. Approval typically requires a credit score of 650-700 or higher. Signup bonus: Hilton Honors Bonus Points plus a Free Night Reward. Rewards: 12x points on Hilton purchases, 6x on shipping, gas stations, dining, and cell phone; 3x on everything else. Automatic Hilton Gold status. No foreign transaction fees.. This product does not report routine activity to your personal credit (only on default if a personal guarantee is required). ITIN-friendly — accepts applicants with an Individual Taxpayer Identification Number in lieu of an SSN. Soft-pull pre-qualification is available — no hard inquiry to check approval odds. Application rules: American Express application limits: 1-in-5 (max 1 personal card approval per 5-day window) AND 2-in-90 (max 2 cards approved within any rolling 90-day period). Sign-up bonuses are once-per-lifetime per card product family. Charge cards (Green/Gold/Platinum) generally don't count toward credit-card velocity rules..