The Barclays Hawaiian Airlines World Elite Master is a personal credit card from Barclays Hawaiian Airlines World Elite Master. Application typically pulls a hard report from TransUnion. The annual fee is $99. The ongoing APR is 20.24%–28.99% variable. Rewards: 3x miles on Hawaiian Airlines purchases, 2x on gas and EV charging, dining, grocery stores; 1x on everything else. First checked bag free, one-time Companion Discount. No foreign transaction fees.. Application rules: • 6/24 Rule: May deny if 6+ cards (any bank) in past 24 months (inconsistently enforced). • 24-Month Rule: No repeat welcome bonus within 24 months on same card. Some cards say "no bonus if you've EVER had this card." • No Duplicate Cards: Must cancel and wait ~6 months before reapplying for same card. • ~1 personal card per 6 months (velocity limit, not strict). • No strict card count limit, but limits total credit and considers spending on existing Barclays cards. • Primarily TransUnion. Will pull Experian if TU frozen. • Status: (888) 232-0780. Recon: (866) 408-4064. Recon: (866) 408-4064 Recon Alt (community-reported, unverified): (877) 523-0467.