The Chase Aeroplan is a personal credit card from Chase Aeroplan. Application typically pulls a hard report from Experian. The annual fee is $95. The ongoing APR is 19.74%–28.49% variable. Approval typically requires a credit score of 700+ or higher. Signup bonus: Earn a $200 strikethrough $250 Bonus after you spend $500 on purchases in the first 3 months from account opening.. Rewards: 3x points on Air Canada and United purchases, 2x on dining, grocery stores, transit; 1x on everything else. Priority boarding, first checked bag free on eligible Star Alliance flights.. ITIN-friendly — accepts applicants with an Individual Taxpayer Identification Number in lieu of an SSN. Soft-pull pre-qualification is available — no hard inquiry to check approval odds. Application rules: Chase 5/24: Chase will not approve any new card application — personal or business — if you have opened 5 or more credit cards from any issuer in the past 24 months. Business cards from Chase, Amex, and Capital One generally do NOT count toward the 5/24 total because they don't report to personal bureaus.. Bureau pull varies by state (see details).