The Wells Fargo Autograph is a personal credit card from Wells Fargo Autograph. Application typically pulls a hard report from Experian. The annual fee is $0. The ongoing APR is 18.49%, 24.49% or 28.49% variable APR thereafter. after a 0% intro APR for 12 months from account opening on purchases. introductory rate for 12 months. Approval typically requires a credit score of 700 or higher. Signup bonus: 20,000 bonus points when you spend $1,000 in purchases in the first 3 months. Rewards: Earn unlimited 3X points on Restaurants, Travel, Gas Stations, Transit, Popular Streaming Services, Phone Plans; 1X points on other purchases.. ITIN-friendly — accepts applicants with an Individual Taxpayer Identification Number in lieu of an SSN. Soft-pull pre-qualification is available — no hard inquiry to check approval odds. Application rules: Wells Fargo enforces a 6-month rule (no new Wells Fargo card approvals within 6 months of your last Wells Fargo card opening). Wells Fargo pulls Experian as the primary bureau in most states..