The Barclays Wyndham Rewards Earner is a personal credit card from Barclays Wyndham Rewards Earner. Application typically pulls a hard report from TransUnion. The annual fee is $0. The ongoing APR is 20.74%–29.99% variable. Signup bonus: Earn up to 50,000 Bonus BreezePoints after qualifying account activity. Rewards: 4x points at Wyndham hotels, 2x on gas stations and grocery stores, 1x on everything else. Up to 15,000 bonus points.. Application rules: • 6/24 Rule: May deny if 6+ cards (any bank) in past 24 months (inconsistently enforced). • 24-Month Rule: No repeat welcome bonus within 24 months on same card. Some cards say "no bonus if you've EVER had this card." • No Duplicate Cards: Must cancel and wait ~6 months before reapplying for same card. • ~1 personal card per 6 months (velocity limit, not strict). • No strict card count limit, but limits total credit and considers spending on existing Barclays cards. • Primarily TransUnion. Will pull Experian if TU frozen. • Status: (888) 232-0780. Recon: (866) 408-4064. Recon: (866) 408-4064 Recon Alt (community-reported, unverified): (877) 523-0467.