The Barclays Wyndham Rewards Earner Plus is a personal credit card from Barclays Wyndham Rewards Earner Plus. Application typically pulls a hard report from TransUnion. The annual fee is $75. The ongoing APR is 19.24% to 29.49% variable after a 0% for 15 months on balance transfers introductory rate for 15 months. Signup bonus: 45,000 bonus points after spending $1,000 in 90 days + 30,000 bonus points after $500 on Wyndham purchases in 180 days (up to 10 free nights). Rewards: 6x points at Hotels by Wyndham and gas, 4x points on dining and grocery stores, 1x point on all other purchases. Automatic Wyndham Rewards PLATINUM status.. Application rules: • 6/24 Rule: May deny if 6+ cards (any bank) in past 24 months (inconsistently enforced). • 24-Month Rule: No repeat welcome bonus within 24 months on same card. Some cards say "no bonus if you've EVER had this card." • No Duplicate Cards: Must cancel and wait ~6 months before reapplying for same card. • ~1 personal card per 6 months (velocity limit, not strict). • No strict card count limit, but limits total credit and considers spending on existing Barclays cards. • Primarily TransUnion. Will pull Experian if TU frozen. • Status: (888) 232-0780. Recon: (866) 408-4064. Recon: (866) 408-4064 Recon Alt (community-reported, unverified): (877) 523-0467. EXPERT REFERENCE (Mar 2026): Barclays offers airline cards, travel cards, and retail partnerships, often pulling TransUnion.