The Citi Strata Premier is a personal credit card from Citi Strata Premier. Application typically pulls a hard report from Experian. The annual fee is $95. The ongoing APR is 20.24 % - 28.24 %. Approval typically requires a credit score of 750 or higher. Signup bonus: Earn bonus points after spending $ in the first months. Rewards: 10X points on Hotels, Car Rentals, and Attractions booked through cititravel.com; 3X points on Air Travel and Other Hotel Purchases; 3X points at Restaurants; 3X points at Supermarkets; 3X points at Gas and EV Charging Stations; 1X points on All Other Purchases. ITIN-friendly — accepts applicants with an Individual Taxpayer Identification Number in lieu of an SSN. Soft-pull pre-qualification is available — no hard inquiry to check approval odds. Application rules: Citi enforces an 8/65/95 rule (max 1 card per 8 days, 2 cards per 65 days, no more than 1 business-card every 95 days). Sign-up bonuses on Citi cards are restricted to 48 months from your last bonus on that card family..