The Delta SkyMiles Gold American Express is a personal credit card from Delta SkyMiles Gold American Express. Application typically pulls a hard report from Experian. The annual fee is $0 introductory annual fee for the first year, then $150. The ongoing APR is 20.99%–29.99% variable. Approval typically requires a credit score of 625 or higher. Signup bonus: AS HIGH AS 80,000 MILES After you make $2,000 in eligible purchases on your new Card within the first 6 months of Card Memberships.. Rewards: Earn 2 miles per dollar at Restaurants worldwide, plus takeout and delivery in the U.S. and earn 2 miles per dollar at U.S. Supermarkets.. ITIN-friendly — accepts applicants with an Individual Taxpayer Identification Number in lieu of an SSN. Soft-pull pre-qualification is available — no hard inquiry to check approval odds. Application rules: American Express application limits: 1-in-5 (max 1 personal card approval per 5-day window) AND 2-in-90 (max 2 cards approved within any rolling 90-day period). Sign-up bonuses are once-per-lifetime per card product family. Charge cards (Green/Gold/Platinum) generally don't count toward credit-card velocity rules..