The Blue Cash Preferred Card from American Express is a personal credit card from Blue Cash Preferred Card from American Express. Application typically pulls a hard report from Experian. The annual fee is $0 intro annual fee for the first year, then $95.. The ongoing APR is 19.49%-28.49% Variable after a 0% on purchases for 12 months from the date of account opening introductory rate for 12 months. Approval typically requires a credit score of Good to Excellent or higher. Signup bonus: as high as $300 cash back after spending $3,000 in purchases on your new Card within the first 6 months.. Rewards: 6% cash back at U.S. supermarkets on up to $6,000 per year in eligible purchases (then 1%), 6% cash back on select U.S. streaming subscriptions, 3% cash back at eligible U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more) purchases and 1% cash back on other purchases.. Cash back: 6% cash back at U.S. supermarkets on up to $6,000 per year in eligible purchases (then 1%), 6% cash back on select U.S. streaming subscriptions, 3% cash back at eligible U.S. gas stations and on transit purchases, and 1% cash back on other purchases. ITIN-friendly — accepts applicants with an Individual Taxpayer Identification Number in lieu of an SSN. Soft-pull pre-qualification is available — no hard inquiry to check approval odds. Application rules: American Express application limits: 1-in-5 (max 1 personal card approval per 5-day window) AND 2-in-90 (max 2 cards approved within any rolling 90-day period). Sign-up bonuses are once-per-lifetime per card product family. Charge cards (Green/Gold/Platinum) generally don't count toward credit-card velocity rules..