World of Hyatt Credit Card — Chase is a personal credit card from Chase. Application typically pulls a hard report from Experian. The annual fee is $95. The ongoing APR is 19.49% – 27.99% variable APR (max 29.99%). Approval typically requires a credit score of 670 or higher. Signup bonus: Earn up to 60,000 Bonus Points. Rewards: 4 Bonus Points per $1 at Hyatt Hotels (up to 9 total incl. up to 5 Base Points as World of Hyatt member); 2 Bonus Points per $1 at restaurants, on airline tickets purchased directly from airlines, on local transit and commuting, and on fitness club & gym memberships; 1 Bonus Point per $1 on all other purchases. ITIN-friendly — accepts applicants with an Individual Taxpayer Identification Number in lieu of an SSN. Soft-pull pre-qualification is available — no hard inquiry to check approval odds. Application rules: Chase 5/24: Chase will not approve any new card application — personal or business — if you have opened 5 or more credit cards from any issuer in the past 24 months. Business cards from Chase, Amex, and Capital One generally do NOT count toward the 5/24 total because they don't report to personal bureaus.. Bureau pull varies by state (see details).