The Chase Southwest Rapid Rewards Plus is a personal credit card from Chase Southwest Rapid Rewards Plus. Application typically pulls a hard report from Experian. The annual fee is $99 applied to first billing statement.. The ongoing APR is 19.24 Min. of (6.75+12.49) and 29.99 %– 27.74 Min. of (6.75+20.99) and 29.99 % variable APR.. Approval typically requires a credit score of 700+ or higher. Signup bonus: Earn 50,000 bonus points after you spend $1,000 in the first 3 months from account opening.. Rewards: Earn 2X points on Southwest Airlines purchases and on first $5,000 in combined purchases at gas stations and grocery stores per year; 1X points on all other purchases.. ITIN-friendly — accepts applicants with an Individual Taxpayer Identification Number in lieu of an SSN. Soft-pull pre-qualification is available — no hard inquiry to check approval odds. Application rules: Chase 5/24: Chase will not approve any new card application — personal or business — if you have opened 5 or more credit cards from any issuer in the past 24 months. Business cards from Chase, Amex, and Capital One generally do NOT count toward the 5/24 total because they don't report to personal bureaus.. Bureau pull varies by state (see details).