The Chase United Explorer is a personal credit card from Chase United Explorer. Application typically pulls a hard report from Experian. The annual fee is $0 intro annual fee for the first year, then $150. The ongoing APR is 19.74%–28.24% variable APR. Approval typically requires a credit score of 700+ or higher. Signup bonus: Earn up to 80,000 bonus miles after qualifying activities.. Rewards: Earn 9x total miles on eligible United flights, 3x miles on all other eligible United purchases, 2x miles on hotel stays when booked with the hotel, 2x miles on dining including eligible delivery services, and 1x mile on all other purchases.. ITIN-friendly — accepts applicants with an Individual Taxpayer Identification Number in lieu of an SSN. Soft-pull pre-qualification is available — no hard inquiry to check approval odds. Application rules: Chase 5/24: Chase will not approve any new card application — personal or business — if you have opened 5 or more credit cards from any issuer in the past 24 months. Business cards from Chase, Amex, and Capital One generally do NOT count toward the 5/24 total because they don't report to personal bureaus.. Bureau pull varies by state (see details).