The Chase Sapphire Reserve is a personal credit card from Chase Sapphire Reserve. Application typically pulls a hard report from Experian. The annual fee is AnnualFees. The ongoing APR is 19.49%–27.99% variable. Approval typically requires a credit score of excellent or higher. Signup bonus: 125,000 bonus points. Rewards: 8X points on flights booked through Chase Travel, 8X points on hotels booked through Chase Travel, 8X points on car rentals booked through Chase Travel, 4X points on flights booked directly with airlines, 4X points on hotels booked directly, 3X points on dining, 1X point on all other purchases. ITIN-friendly — accepts applicants with an Individual Taxpayer Identification Number in lieu of an SSN. Soft-pull pre-qualification is available — no hard inquiry to check approval odds. Application rules: Chase 5/24: Chase will not approve any new card application — personal or business — if you have opened 5 or more credit cards from any issuer in the past 24 months. Business cards from Chase, Amex, and Capital One generally do NOT count toward the 5/24 total because they don't report to personal bureaus.. Bureau pull varies by state (see details).