The Discover it Student Cash Back is a personal credit card from Discover it Student Cash Back. Application typically pulls a hard report from Equifax. The annual fee is no annual fee. The ongoing APR is x % to x % after a x % introductory rate for 6 months. Approval typically requires a credit score of no credit score is needed to apply or higher. Signup bonus: first-year cash-back match of what they earn in the first year with the card. Rewards: 5% cash back in rotating bonus categories each quarter you activate, on up to $1,500 in purchases quarterly; 1% cash back on everything else. Cash back: 5% cash back on up to $1,500 in purchases in bonus categories each quarter.. Typical credit limit: $500 - $1,500. This product reports activity to your personal credit report. ITIN-friendly — accepts applicants with an Individual Taxpayer Identification Number in lieu of an SSN. Soft-pull pre-qualification is available — no hard inquiry to check approval odds. Application rules: Discover limits cardholders to a maximum of 2 personal Discover cards open at any time. New Discover applications are typically only approved if your last Discover application was at least 14 days ago. First-year cashback is automatically matched (unique to Discover).. Designed for students with no annual fee and cash back matching.