The DCU Visa Platinum is a personal credit card from DCU Visa Platinum. Application typically pulls a hard report from Experian. The annual fee is $0. The ongoing APR is 15.25%, Variable after a null introductory rate. Approval typically requires a credit score of Good (670+) or higher. Signup bonus: null. Rewards: None. Typical credit limit: $500 - $25,000. This product reports activity to your personal credit report. Ideal for balance transfers and low-interest purchases.