The DCU Visa Platinum is a personal credit card from DCU Visa Platinum. The annual fee is $0. The ongoing APR is 12.75% - 18.00% Variable. Approval typically requires a credit score of Good (670+) or higher. Rewards: No rewards program. Typical credit limit: $500 - $25,000. This product reports activity to your personal credit report. Ideal for balance transfers and low-interest purchases.