Alliant Credit Union Visa Signature is a personal credit card from Alliant Credit Union. Application typically pulls a hard report from TransUnion. The annual fee is $0. The ongoing APR is 15.99% to 25.99% variable (Prime Rate based). Approval typically requires a credit score of Excellent (750+) or higher. Signup bonus: Earn $100 after spending $1,000 in the first 90 days.. Rewards: Unlimited 1.5% cash back on every purchase. Cash back: 1.5% on all purchases after the first year. Typical credit limit: $10,000. This product reports activity to your personal credit report. Excellent for cash back rewards and low-interest financing. Accessible via Foster Care to Success donation ($10 one-time).