The American Express Blue Cash Everyday is a personal credit card from American Express Blue Cash Everyday. Application typically pulls a hard report from Experian. The annual fee is $0. The ongoing APR is 19.49% – 28.49% Variable APR after a 0% introductory rate for 15 months. Approval typically requires a credit score of 650-700 or higher. Signup bonus: $200 statement credit after you spend $2,000 in the first 6 months.. Rewards: 3% cash back at U.S. supermarkets, 3% on U.S. online retail purchases, and 3% at U.S. gas stations (up to $6,000 per year), then 1% on other purchases.. Cash back: 3% on groceries, 2% on gas and department stores, 1% on other purchases.. Typical credit limit: Varies. This product reports activity to your personal credit report. ITIN-friendly — accepts applicants with an Individual Taxpayer Identification Number in lieu of an SSN. Soft-pull pre-qualification is available — no hard inquiry to check approval odds. Application rules: American Express application limits: 1-in-5 (max 1 personal card approval per 5-day window) AND 2-in-90 (max 2 cards approved within any rolling 90-day period). Sign-up bonuses are once-per-lifetime per card product family. Charge cards (Green/Gold/Platinum) generally don't count toward credit-card velocity rules.. The 0% intro APR applies to purchases for the first 15 months.