The Discover it Cash Back is a personal credit card from Discover it Cash Back. Application typically pulls a hard report from Equifax. The annual fee is None. The ongoing APR is 17.49% - 26.49% Variable after a 0% introductory rate for 15 months. Approval typically requires a credit score of 717 or higher. Signup bonus: an unlimited dollar-for-dollar match of all the cash back you earn at the end of your first year, automatically.. Rewards: Earn 5% cash back on everyday purchases at different places you shop each quarter, up to the quarterly maximum when you activate. Plus, earn 1% cash back on all other purchases.. Cash back: 5% cash back on rotating categories, 1% on all other purchases.. Typical credit limit: ~$3,671 overall; ~$5,859 for 700+ score. This product reports activity to your personal credit report. ITIN-friendly — accepts applicants with an Individual Taxpayer Identification Number in lieu of an SSN. Soft-pull pre-qualification is available — no hard inquiry to check approval odds. Application rules: Discover limits cardholders to a maximum of 2 personal Discover cards open at any time. New Discover applications are typically only approved if your last Discover application was at least 14 days ago. First-year cashback is automatically matched (unique to Discover).. The 0% intro APR applies to purchases and balance transfers for the first 14 months.