The TD Bank Cash Rewards is a personal credit card from TD Bank Cash Rewards. The annual fee is $0. The ongoing APR is 15.24% - 25.24% Variable after a 0% introductory rate for 12 months. Approval typically requires a credit score of 650-700 or higher. Signup bonus: Earn $100 cash back after spending $500 in the first 90 days.. Rewards: 3% cash back on dining, 2% on grocery stores, and 1% on all other purchases.. Cash back: 3% on dining, 2% on grocery stores, 1% on all other purchases.. Typical credit limit: $500 - $10,000. This product reports activity to your personal credit report. Great for those who frequently dine out and shop at grocery stores.