The PNC Bank Core Visa is a personal credit card from PNC Bank Core Visa. Application typically pulls a hard report from Experian. The annual fee is $0. The ongoing APR is 18.24% - 29.24% Variable after a 0% introductory rate for 18 months. Approval typically requires a credit score of 650-700 or higher. Rewards: 1 point per dollar spent on all purchases.. Typical credit limit: $500 - $10,000. This product reports activity to your personal credit report. No annual fee and a straightforward rewards structure.