The Capital One QuicksilverOne Cash Rewards is a personal credit card from Capital One QuicksilverOne Cash Rewards. Application typically pulls a hard report from Experian. The annual fee is $39. The ongoing APR is Variable APR 30.49% after a 0% introductory rate for 15 months. Approval typically requires a credit score of Fair or higher. Signup bonus: One-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening.. Rewards: Earn unlimited 1.5% cash back on every purchase.. Cash back: 1.5% cash back on all purchases.. Typical credit limit: $300 - $1,000. This product reports activity to your personal credit report. ITIN-friendly — accepts applicants with an Individual Taxpayer Identification Number in lieu of an SSN. Soft-pull pre-qualification is available — no hard inquiry to check approval odds. Application rules: Capital One enforces a 2-card limit (you cannot have more than 2 Capital One personal cards open at any time) and a 6-month rule (you can only be approved for one new Capital One card every 6 months). Capital One pulls from ALL THREE bureaus on every application (triple pull).. [SOFT PULL ONLY] | This card is designed for those with fair credit. | EXPERT REFERENCE (Nov 2025): Discover cards are migrating into the Capital One app. | EXPERT REFERENCE (Nov 2025): Venture and Venture X welcome bonus can only be received once every 48 months combined. | EXPERT REFERENCE (Nov 2025): Venture X 100,000-mile intro bonus now requires $10,000 spend in 6 months. | EXPERT REFERENCE (Nov 2025): Capital One launches 'Apply With Confidence' allowing soft pull approvals. | EXPERT REFERENCE (Nov 2025): New card 'Savor X' expected to launch with perks like 4X dining, 3X groceries, 10X hotels + entertainment. | EXPERT REFERENCE (Apr 2026): Capital One Savor card can be obtained as a Mastercard instead of Discover by applying through the Mastercard website. | EXPERT REFERENCE (Apr 2026): Pre-approval for Capital One cards may show different networks (Visa or Mastercard) depending on the application path. | EXPERT REFERENCE (Feb 2026): Capital One is moving its core consumer credit cards (Venture, VentureOne, Savor, SavorOne, Quicksilver, QuicksilverOne) to the Discover Network. | EXPERT REFERENCE (Feb 2026): Venture X is not listed under Discover, suggesting it may remain on Visa. | EXPERT REFERENCE (Feb 2026): Secret upgrade hack from Capital One Platinum to Quicksilver to Venture X without hard credit pulls. | EXPERT REFERENCE (Feb 2026): Upgrade process does not affect FICO score. | EXPERT REFERENCE (Feb 2026): Credit limit and interest rate remain unchanged after upgrade. | EXPERT REFERENCE (Feb 2026): Account number, due date, and payment history remain unchanged after upgrade. | EXPERT REFERENCE (Feb 2026): New card's CVV and expiration date will change, requiring updates on saved sites. | EXPERT REFERENCE (Feb 2026): Product change guarantees approval without hard pulls from credit bureaus. | EXPERT REFERENCE (Feb 2026): Product change does not qualify for new cardholder promos like signup bonuses. | EXPERT REFERENCE (Feb 2026): Credit limit increased from $39,000 to $40,000 on Venture X card. | EXPERT REFERENCE (Feb 2026): No hard pull for credit limit increase. | EXPERT REFERENCE (Feb 2026): FICO score around 790. | EXPERT REFERENCE (Feb 2026): Estimated monthly spend of $10,000 plus $150 recurring charge. | EXPERT REFERENCE (Feb 2026): Maximum desired line set at $50,000. | EXPERT REFERENCE (Feb 2026): Reason for increase: 'I expect higher expenses over the next few months.' | EXPERT REFERENCE (Feb 2026): Employment status selected as 'Employed'. | EXPERT REFERENCE (Feb 2026): Household income entered under $300K to avoid friction. | EXPERT REFERENCE (Nov 2025): Credit limit increased from $29,000 to $39,000. | EXPERT REFERENCE (Nov 2025): Achieved 9 total credit limit increases over six years. | EXPERT REFERENCE (Nov 2025): First credit limit was $15,000 in July 2019. | EXPERT REFERENCE (Nov 2025): No hard pulls were conducted for credit limit increases. | EXPERT REFERENCE (Nov 2025): Average interval for credit limit increases was approximately 150 days. | EXPERT REFERENCE (Oct 2025): Capital One granted a $10,000 credit limit increase, raising the limit from $29,000 to $39,000. | EXPERT REFERENCE (Oct 2025): No hard pull was conducted for the credit limit increase. | EXPERT REFERENCE (Oct 2025): The increase was processed through a quick online application, taking approximately 15 seconds. | EXPERT REFERENCE (Oct 2025): Capital One's current credit limit increase cap appears to be around $10,000. | EXPERT REFERENCE (Sep 2025): Reports of credit limits being reduced from $15,000 to $1,500 overnight. | EXPERT REFERENCE (Sep 2025): Instances of pre-approvals leading to denials and sudden account shutdowns. | EXPERT REFERENCE (Aug 2025): Capital One Savor cardholders can experience credit limit increases within the first 30 days of account opening. | EXPERT REFERENCE (Aug 2025): A user reported their Capital One Savor card limit doubled from $3,000 to $6,000 automatically after one month. | EXPERT REFERENCE (Aug 2025): Another user increased their Savor card limit from $1,000 to $3,000 within 60 days by requesting an increase. | EXPERT REFERENCE (Aug 2025): A user with a Capital One Savor card received a 500% limit increase from $500 to $3,000 after upgrading from another Capital One card. | EXPERT REFERENCE (Aug 2025): Reports indicate 2-4 months is the sweet spot for requesting credit limit increases on the Savor card. | EXPERT REFERENCE (Aug 2025): A user increased their Savor card limit from $3,000 to $17,000 within a few months through a combination of requests and automatic increases. | EXPERT REFERENCE (Mar 2025): Capital One Venture X has a $10,000 minimum starting limit. | EXPERT REFERENCE (Mar 2025): Capital One Venture X offers a 75,000 mile intro bonus. | EXPERT REFERENCE (Mar 2025): Capital One Venture X earns 10x on hotels and rental cars, 5x on flights, 2x elsewhere. | EXPERT REFERENCE (Mar 2025): Capital One Venture X includes Priority Pass and Capital One lounges access. | EXPERT REFERENCE (Mar 2025): Capital One Venture X has no foreign transaction fees. | EXPERT REFERENCE (Mar 2025): A user reported a personal limit of $25,000 on the Capital One Venture X. | EXPERT REFERENCE (Sep 2025): Approved for a $20,000 limit on the Capital One Venture X card with a 680 FICO score. | EXPERT REFERENCE (Sep 2025): Approval despite a charge-off on Experian report. | EXPERT REFERENCE (Sep 2025): Capital One pulls from all three bureaus: Experian, TransUnion, and Equifax.