The We Florida Financial All Credit Levels is a cdfi lender from We Florida Financial. The annual fee is $49 after the first year for credit cards. The ongoing APR is 1.99% - 24.99%. Rewards: Earn points on every dollar spent with We Florida Financial's Rewards Credit Card, with no cap on cash back rewards and points that never expire.. This product reports activity to your personal credit report. We Florida Financial is a credit union based in Margate, FL, providing a range of financial services including personal and business checking accounts, savings accounts, loans, and credit cards. Established in 1952, it serves individuals and businesses in 46 counties across Florida, focusing on community development and financial education. Services include: personal loans, auto loans, home mortgages, business loans, credit cards. US Treasury certified CDFI Credit Union in Margate, FL. Membership required.