The Wayne County Bank All Credit Levels is a cdfi lender from Wayne County Bank. Rewards: We pay you to bank here — not the other way around.. Wayne County Bank is a community-focused financial institution located in Waynesboro, TN, dedicated to creating opportunities within its local communities. It offers a variety of banking services including checking and savings accounts, as well as loans for personal, business, and student needs. Services include: business loans, personal loans, student savings accounts. US Treasury certified CDFI Bank/Thrift in Waynesboro, TN.