The Washington State Employees Credit Union All Credit Levels is a cdfi lender from Washington State Employees Credit Union. The annual fee is $0. The ongoing APR is 5.30% - 12.34%. Rewards: Cash back. Low rate. Credit building. All with no annual fees, ever.. This product reports activity to your personal credit report. Washington State Employees Credit Union (WSECU) is a member-focused financial institution based in Olympia, WA, dedicated to serving the financial needs of Washington residents. They offer a variety of services including personal loans, mortgages, auto loans, and credit cards, along with financial counseling and educational resources. Services include: personal loans, mortgages, auto loans, credit cards. US Treasury certified CDFI Credit Union in Olympia, WA. Membership required.