The Washington Area Community Investment Fund All Credit Levels is a cdfi lender from Washington Area Community Investment Fund. Loan terms: flexible, affordable term loan options. The Washington Area Community Investment Fund (WACIF) is a Community Development Financial Institution that provides access to capital, training, and advisory services to entrepreneurs in the Greater Washington DC area. WACIF focuses on supporting small business owners, particularly those from underserved communities, through various initiatives aimed at economic development and community wealth-building. Services include: business loans, microloans. US Treasury certified CDFI Loan Fund in Washington, DC.