The VyStar Credit Union All Credit Levels is a cdfi lender from VyStar Credit Union. Signup bonus: $2,500. Rewards: Members can participate in programs like the Debt Payoff Challenge and receive discounts on insurance products.. This product reports activity to your personal credit report. VyStar Credit Union is a member-focused financial institution based in Jacksonville, FL, offering a range of banking services including personal and business loans, investment options, and insurance products. The credit union serves individuals and families in Florida and Georgia, with a commitment to supporting military members and their families. Services include: personal loans, mortgages, auto loans. US Treasury certified CDFI Credit Union in Jacksonville, FL. Membership required.