The Utica Neighborhood Housing Services, Inc. All Credit Levels is a cdfi lender from Utica Neighborhood Housing Services, Inc.. Utica Neighborhood Housing Services, Inc. (HomeOwnershipCenter) is a Community Development Financial Institution located in Utica, NY, focused on revitalizing neighborhoods through homeownership education and financial coaching. They serve residents in Oneida, Herkimer, Madison, Fulton, Montgomery, and Otsego counties, aiming to empower individuals and promote safe, stable communities. Services include: mortgages, home improvement grants. US Treasury certified CDFI Loan Fund in Utica, NY.