The Utah Microenterprise Loan Fund (UMLF) All Credit Levels is a cdfi lender from Utah Microenterprise Loan Fund (UMLF). The Utah Microloan Fund (UMLF) is a Community Development Financial Institution that provides business education and microloans to entrepreneurs in Utah, particularly those who do not qualify for traditional funding sources. Since 1991, UMLF has focused on helping small business owners, including startups and existing businesses, achieve their goals through accessible financing and support. Services include: business loans, microloans. US Treasury certified CDFI Loan Fund in Salt Lake City, UT.