The United Consumers Credit Union All Credit Levels is a cdfi lender from United Consumers Credit Union. The annual fee is $0. Rewards: Earn rewards and cash back for things you already purchase.. This product reports activity to your personal credit report. United Consumers Credit Union, located in Independence, MO, provides a range of personal banking services and loans to support members in their financial journeys. The credit union serves individuals and families in Missouri, offering products such as checking and savings accounts, credit cards, auto loans, and home equity lines of credit. Services include: personal loans, auto loans, mortgages. US Treasury certified CDFI Credit Union in Independence, MO. Membership required.