The Trailhead Federal Credit Union All Credit Levels is a cdfi lender from Trailhead Federal Credit Union. The annual fee is $0. The ongoing APR is 5.99% - 11.75%. Rewards: Members can earn cash back on debit card purchases and receive ATM withdrawal fee refunds with Kasasa Cash Back Checking.. This product reports activity to your personal credit report. Trailhead Federal Credit Union is a not-for-profit cooperative based in Portland, OR, dedicated to providing accessible banking services to individuals and small businesses in the community. They focus on fostering creativity and resilience in Portland by offering a range of financial products and services tailored to meet the needs of their members. Services include: auto loans, personal loans, mortgages. US Treasury certified CDFI Credit Union in Portland, OR. Membership required.