The The Focus Federal Credit Union All Credit Levels is a cdfi lender from The Focus Federal Credit Union. The ongoing APR is 4.45 % - 18 % APR. Signup bonus: $250 CASH. Rewards: Our Focus Platinum and Classic MasterCard's earn reward points for everyday purchases such as gas, groceries, and goodies!. This product reports activity to your personal credit report. The Focus Federal Credit Union is a member-owned financial institution located in Oklahoma City, OK, providing a range of financial services including personal loans, auto loans, and home loans. They aim to serve the local community by offering competitive rates and educational resources for first-time homebuyers. Services include: personal loans, auto loans, home loans. US Treasury certified CDFI Credit Union in Oklahoma City, OK. Membership required.