The The Focus Federal Credit Union All Credit Levels is a cdfi lender from The Focus Federal Credit Union. The ongoing APR is 9.49 % - 18 % APR. Signup bonus: $50 cash when you refer a new member. Rewards: earn reward points for everyday purchases such as gas, groceries, and goodies. This product reports activity to your personal credit report. The Focus Federal Credit Union is a member-owned financial institution located in Oklahoma City, OK, providing a range of financial services including personal loans, auto loans, and home loans. They aim to serve the local community by offering competitive rates and educational resources for first-time homebuyers. Services include: personal loans, auto loans, home loans. US Treasury certified CDFI Credit Union in Oklahoma City, OK. Membership required.