The Star of Texas Credit Union All Credit Levels is a cdfi lender from Star of Texas Credit Union. The annual fee is $0. Rewards: Membership provides access to a variety of financial services with no monthly fees and no minimum balance requirements.. This product reports activity to your personal credit report. Star of Texas Credit Union is a Community Development Financial Institution (CDFI) located in Austin, TX, dedicated to providing accessible financial services to economically disadvantaged individuals and underserved communities. They offer a range of services including personal loans, auto loans, and ITIN lending opportunities, with a commitment to bilingual support and community service. Services include: personal loans, auto loans, ITIN lending. US Treasury certified CDFI Credit Union in Austin, TX. Membership required.