The SPC Credit Union All Credit Levels is a cdfi lender from SPC Credit Union. The ongoing APR is 9.90% after a 2.90% introductory rate for 12 months. Rewards: Member Loyalty Program and financial wellness workshops. This product reports activity to your personal credit report. SPC Credit Union is a community-focused financial institution located in Hartsville, SC, providing a range of banking services including checking and savings accounts, loans, and financial wellness resources. They serve individuals who live, work, or attend school in Darlington, Florence, Chesterfield, or Marlboro County. Services include: personal loans, auto loans, home loans, business loans. US Treasury certified CDFI Credit Union in Hartsville, SC. Membership required.