The Southern Security Federal Credit Union All Credit Levels is a cdfi lender from Southern Security Federal Credit Union. The annual fee is No annual fee. The ongoing APR is 13.25% after a 0.00% introductory rate for 6 months. Signup bonus: $125 for Saving Smart Youth Month Special for Ages 16–20. Rewards: 1 Rewards Point for Every $1 Spent on Purchases. Loan terms: 12 – 84 month terms available. This product reports activity to your personal credit report. Southern Security Federal Credit Union is a not-for-profit financial cooperative located in Collierville, TN, dedicated to providing a range of financial services to its members. It serves over 20,000 members across the U.S., offering various lending options and banking services tailored to meet individual financial needs. Services include: auto loans, personal loans, mortgages, business loans. US Treasury certified CDFI Credit Union in Collierville, TN. Membership required.