The Southern Mutual Financial Services, Inc. All Credit Levels is a cdfi lender from Southern Mutual Financial Services, Inc.. Southern Mutual Financial Services, Inc. (SMHA) is a Community Development Financial Institution dedicated to building strong, healthy, and prosperous rural communities in Louisiana. They focus on supporting rural recovery, equitable institutions, and leveraging private sector investments to transform local economies. Services include: business loans, microloans, personal loans, mortgages. US Treasury certified CDFI Loan Fund in New Iberia, LA.