The Southern Maine Finance Agency All Credit Levels is a cdfi lender from Southern Maine Finance Agency. The ongoing APR is 6.17%. Loan terms: 25-Year Term, 20-Year Term, 10-Year Term. The Southern Maine Finance Agency (SMFA) promotes sustainable economic prosperity in Maine through regional business lending, offering a variety of financing options to support both large and small businesses. They provide gap financing for projects requiring cash, fixed asset financing, start-up/working capital, and real estate acquisitions and development. Services include: business loans, SBA 504 loans. US Treasury certified CDFI Loan Fund in Biddeford, ME.