The SOUTHERN INDEPENDENT BANCSHARES INC All Credit Levels is a cdfi lender from SOUTHERN INDEPENDENT BANCSHARES INC. Southern Independent Bancshares Inc is a bank located in Opp, Alabama, that provides financial services aimed at empowering economically distressed communities. The institution primarily serves low-income individuals and businesses in Alabama, offering a range of financial products to promote community development. Services include: business loans, personal loans, mortgages. US Treasury certified CDFI Bank/Thrift in Opp, AL.