The SOUTHERN BANCORP INC All Credit Levels is a cdfi lender from SOUTHERN BANCORP INC. Southern Bancorp Inc is a Community Development Financial Institution (CDFI) that focuses on building wealth for underserved communities through a combination of traditional banking services and financial development tools. They serve individuals and businesses in Arkansas, emphasizing support for low-income families and communities. Services include: business loans, personal loans, agricultural loans, home loans, auto loans. US Treasury certified CDFI Bank/Thrift in ARKADELPHIA, AR.