The SESLOC Federal Credit Union All Credit Levels is a cdfi lender from SESLOC Federal Credit Union. The ongoing APR is 6.24 %. Rewards: Level Up SESLOC Rewards. Loan terms: fixed rate as low as 7.146 % for a 20-year closed-end home equity loan.. This product reports activity to your personal credit report. SESLOC Federal Credit Union, located in San Luis Obispo, CA, provides a range of financial services to its members, focusing on community development and financial education. The credit union serves individuals and businesses in California, offering various lending options and financial products tailored to meet the needs of its diverse membership. Services include: auto loans, personal loans, mortgages, business loans. US Treasury certified CDFI Credit Union in San Luis Obispo, CA. Membership required.