The Santa Cruz Community Credit Union All Credit Levels is a cdfi lender from Santa Cruz Community Credit Union. The annual fee is $0. The ongoing APR is 8.74%. Signup bonus: chance to win a $100 statement credit. Rewards: chance to win a $100 statement credit. This product reports activity to your personal credit report. Santa Cruz Community Credit Union (SCCCU) is a member-owned financial institution located in Santa Cruz, CA, dedicated to providing a range of financial services to its community. It serves individuals and businesses in the Santa Cruz area, focusing on promoting financial wellness and inclusion. Services include: personal loans, auto loans, business loans, home loans. US Treasury certified CDFI Credit Union in Santa Cruz, CA. Membership required.