The RVA Financial Federal Credit Union All Credit Levels is a cdfi lender from RVA Financial Federal Credit Union. The ongoing APR is 11.65%. Rewards: Earn 1% cash back up to $50 monthly, $600 annually on purchases.. This product reports activity to your personal credit report. RVA Financial Federal Credit Union, established in 1950, provides a range of financial services to members, primarily focusing on employees of the City of Richmond and the broader Richmond community. The credit union offers personal loans, vehicle loans, credit cards, and various banking options designed to support members' financial wellness. Services include: personal loans, vehicle loans, credit cards. US Treasury certified CDFI Credit Union in Richmond, VA. Membership required.