The Resource One Credit Union All Credit Levels is a cdfi lender from Resource One Credit Union. The annual fee is $0. The ongoing APR is 4.79% - 24.99%. Signup bonus: $25. Rewards: Members can earn $25 for referring friends who open a membership.. This product reports activity to your personal credit report. Resource One Credit Union is a member-owned, not-for-profit financial institution based in Dallas, TX, dedicated to providing financial services and education to its members. It serves individuals and families who live or work in Dallas County, focusing on empowering them through various financial products and services. Services include: personal loans, mortgages, auto loans, business loans. US Treasury certified CDFI Credit Union in Dallas, TX. Membership required.