The Quontic Bank Holdings Corp All Credit Levels is a cdfi lender from Quontic Bank Holdings Corp. Rewards: Quontic is committed to community impact, contributing to meals for the hungry, shelter for the needy, and environmental initiatives.. Typical credit limit: $500,000. Quontic Bank Holdings Corp is a digital bank and a Community Development Financial Institution (CDFI) based in New York, NY, dedicated to making homeownership accessible to a diverse range of individuals, including self-employed professionals, small business owners, and immigrants. The bank offers innovative financial products, including competitive checking and savings accounts, as well as flexible mortgage solutions tailored for non-traditional borrowers. Services include: mortgages. US Treasury certified CDFI Bank/Thrift in New York, NY.