The Ponce Bank All Credit Levels is a cdfi lender from Ponce Bank. The annual fee is $0. Rewards: Ponce Bank offers Simply Free Checking with no monthly service charges and invests approximately $0.80 of every dollar deposited into community financing.. Funding speed: 24 hours. Ponce Bank is a Community Development Financial Institution (CDFI) based in the Bronx, NY, dedicated to providing financial services that support local communities, particularly focusing on underserved populations. The bank offers a range of services including personal and business banking, with a commitment to investing in local businesses and neighborhoods. Services include: business loans, microloans. US Treasury certified CDFI Bank/Thrift in Bronx, NY.