The Point West Credit Union All Credit Levels is a cdfi lender from Point West Credit Union. The ongoing APR is 4.99% - 10.24%. Rewards: Point West offers a Boost Loan as a payday loan alternative designed to help members access funds quickly with fair rates and flexible terms.. This product reports activity to your personal credit report. Point West Credit Union is a not-for-profit, member-owned financial institution located in Portland, OR, dedicated to providing financial inclusion and empowerment to underserved communities, including immigrants and communities of color. As the first Juntos Avanzamos credit union in Oregon, Point West focuses on offering a range of financial products and services to support its members' needs. Services include: personal loans, business loans, auto loans, credit cards. US Treasury certified CDFI Credit Union in Portland, OR. Membership required.