The Oxford University Bank All Credit Levels is a cdfi lender from Oxford University Bank. Rewards: Get paid to shop with truly free checking that pays cash back on debit card purchases. Oxford University Bank is a financial institution located in Oxford, MS, offering a range of personal and business banking services. The bank provides various checking accounts, including high-interest options and cash-back rewards, catering to individuals and businesses in the local community. US Treasury certified CDFI Bank/Thrift in Oxford, MS.