The Oportun, Inc. All Credit Levels is a cdfi lender from Oportun, Inc.. The annual fee is up to 10% of principal amount. The ongoing APR is 34.95%. Typical credit limit: $300 - $10,000. Funding speed: typically let you know if you’re application for a personal loan is approved in a matter of minutes. Loan terms: Typical personal loan amounts are $500 to $5,000 for new customers, $1,500 to $9,100 for returning customers, and secured personal loan amounts are $3,600 to $12,300.. Oportun, Inc. is a Community Development Financial Institution (CDFI) based in San Carlos, CA, that provides affordable personal loans ranging from $300 to $10,000 to help individuals achieve their financial goals. The institution primarily serves low-income communities and offers financial education tools alongside its lending services. Services include: personal loans. US Treasury certified CDFI Loan Fund in San Carlos, CA.