The OneUnited Bank All Credit Levels is a cdfi lender from OneUnited Bank. Rewards: Get cash rewards too!. Loan terms: No Credit Check. OneUnited Bank is a Boston-based CDFI that provides financial services aimed at empowering individuals and communities through digital banking solutions. The bank focuses on closing the wealth gap and fostering generational wealth, primarily serving urban communities and individuals seeking financial wellness. Services include: business loans, personal loans, no credit check loans. US Treasury certified CDFI Bank/Thrift in Boston, MA.