The Oak Ridge Bancshares, Inc. All Credit Levels is a cdfi lender from Oak Ridge Bancshares, Inc.. Rewards: Earn rewards, use Digital Wallet and access ATMs worldwide with our debit and credit cards.. Oak Ridge Bancshares, Inc., operating as Bank of Oak Ridge, is an employee-owned community bank located in Oak Ridge, Louisiana. The bank focuses on providing personalized banking services to individuals and small businesses in the local community. Services include: business loans, personal loans, mortgages. US Treasury certified CDFI Bank/Thrift in Oak Ridge, LA.