The Northern Community Investment Corporation All Credit Levels is a cdfi lender from Northern Community Investment Corporation. Northern Community Investment Corporation (NCIC) is a certified Community Development Financial Institution based in St. Johnsbury, VT, that provides capital and expertise to strengthen businesses, communities, and employment opportunities across New Hampshire and Vermont. NCIC serves small businesses and communities by offering financial packaging services, lending solutions, project development, and grant management initiatives. Services include: business loans, cost sharing for professional services. US Treasury certified CDFI Loan Fund in St. Johnsbury, VT.